Self-employed Canadians are one of the most underserved groups in mortgage lending. The same tax write-offs that save you money each April also reduce the income banks count for qualifying — which often means a lower approval, or no approval at all, from a major bank. As a BC-licensed mortgage broker, I work with lenders who specialize in self-employed income and use bank statement programs, stated income programs, and alternative documentation pathways to get qualified business owners, contractors, and gig workers into homes other brokers say they can’t afford.

If you’re a sole proprietor, incorporated business owner, contractor, commission-based earner, or gig worker across Greater Vancouver or the Fraser Valley, my full Self-Employed Mortgages guide covers everything: the three most common qualifying scenarios, A-lender bank statement programs, B-lender and private lender options, the full document checklist, and a six-question FAQ. The complete guide is on a dedicated page below.

→ Read the full Self-Employed Mortgages in BC guide

📞 Phone: 604-725-4960 📧 Email: rz@rimazino.com 🗓️ Book a no-pressure call: calendly.com/rz-

All mortgages are subject to approval. Each office is independently owned and operated.