Smart mortgage planning isn’t about chasing the lowest rate. It’s about building a strategy that reduces debt, improves cash flow, and creates long-term wealth. That’s exactly what I help Fraser Valley families and landlords do.

🏆 My Edge as a Mortgage Broker

  • Advanced Refinancing – Save money, restructure cash flow, pay off faster.

  • Cash Damming – Turn your mortgage into a tax-deductible tool for landlords.

  • Debt Consolidation – Roll high-interest debt into your mortgage at a fraction of the rate.

  • Portfolio Growth – Use equity to buy investment properties and build long-term wealth.

📍 Local Expertise That Matters

I live and work here in the Fraser Valley, helping families in:
Surrey • Langley • Abbotsford • Mission • Chilliwack • White Rock • Maple Ridge • Coquitlam • Vancouver • Burnaby • Richmond • Delta • Maple Ridge • Pitt Meadows

Every city has its own market quirks — and I know how lenders view them.

💬 Proof From Clients

“Rima saved us over $900/month by restructuring our mortgage. We thought we had no options — she showed us we could pay off faster and have more cash flow.” – Surrey Family

“As landlords, we had no idea we could make our mortgage tax-deductible. Rima walked us through cash damming and changed our whole financial picture.” – Abbotsford Investors

“Rima is truly the best in the business! From the very beginning, Rima guided us with patience, honesty, and genuine care. Her knowledge of the mortgage process is unmatched, and she made every step feel smooth and stress-free. She takes the time to provide her clients with video presentations which are incredibly useful when making decisions about different products and mortgage terms. It’s rare to find someone who combines professionalism with such a warm, personal touch. We are deeply grateful and couldn’t recommend Rima more highly.” – New Westminster Investor

“Working with Rima Zino was an exceptional experience. Rima introduced us to cash damming—a CRA-approved method that helped us convert our mortgage interest into a tax-deductible expense, improve cash flow, and pay off our mortgage faster, all without increasing our monthly budget. She also helped us refinance and consolidate debt, making our finances so much more manageable. Her personalized approach, deep knowledge, and genuine care set her apart from any broker we’ve worked with before. Highly recommend Rima to any landlord or investor looking to grow smarter.” – Burnaby Investor

📊 Real Case Studies

  • Burnaby Family: Refinanced, cut 10 years off their mortgage, saved $60,000 in interest.

  • Langley Couple: Used equity from their townhouse to buy a rental — now cash flow positive by $500/month.

🚀 Why Clients Call Me the Best

  • 100+ ⭐⭐⭐⭐⭐ Google reviews.

  • Recognized by homeowners, landlords, and Realtors across Fraser Valley.

  • A reputation for creative, tax-smart strategies most banks won’t even talk about.

Ready to make your mortgage work for you?
Call me today at 604-725-4960 or 📧 rz@rimazino.com.
Let’s build your strategy.